Health & Dental

AMS/GSS Health & Dental Plan

The AMS/GSS Health & Dental Plan is extended health and dental coverage, designed specifically for students to cover expenses not covered by basic health care plans such as prescription drugs, dental care, travel health coverage, health practitioners, vision care, and more.

For coverage at a glance, see the AMS/GSS Student Health & Dental Plan brochure (PDF)

Visit studentcare.ca for all the details about the Plan, including claim forms and details on how to enroll family or to opt out.

Questions? Please contact:

  1. In-person: Health and Dental Plan office (Rm. 3128 – AMS Student Nest)
  2. Phone: 1-877-795 4421
How to Access Your Personal Claim Information
  1. Go to www.pac.bluecross.ca
  2. Enter group number:
    • Health and travel: E043979
    • Dental: D043979
  3. Enter your ID number, which is your student number

Note: New users will have to register and make an account.

B.C. Medical Services Plan (MSP)

In order to claim health benefits under the AMS/GSS Health & Dental Plan, you must be covered by the B.C. Medical Services Plan (MSP), or have other equivalent basic coverage such as other provincial health care or private basic health insurance. MSP is public health insurance and anyone residing in B.C. for longer than six months is required by law to enrol in it.

Change-of-Coverage Period

Students can opt out or enroll their family during the following periods only:

  • For students starting in September: September 6-27, 2016
  • For students starting in January: January 25, 2017 (New Winter Term 2 students only)

Blackout Period

The processing of new Plan members’ claims is delayed for the first two months of each term while studentcare.net/works waits for complete enrolment lists, after opt outs and enrolments have been processed. Claims can be dropped off at the Health & Dental Plan Office, but they will not be processed until the Blackout Period ends. You may also hold your claims until this time.

Remember: claims are your responsibility until received by the insurance company. Practitioners and pharmacists can’t accept Pay Direct or assignment of benefits during the Blackout Period.

AMS/GSS Health Plan Premium Assistance Fund

Apply online at www.gss.ubc.ca/health/

Partial or full reimbursement of the Health & Dental Plan fee is available on a need basis from the AMS and GSS through the AMS/GSS Health Plan Premium Assistance Fund.

This fund is available to all returning students (graduate or undergraduate) as well as students who began their academic year in September and who have not opted out of the AMS/GSS Extended Health & Dental Plan may apply for the fund.

Application Deadlines:
  • For students starting in September: Sept. 27, 2016 at 4pm
  • For students starting in January: January 25, 2017 at 4pm

FAQs

Who is covered?

All AMS and GSS members who pay AMS fees for the Health & Dental Plan are automatically enrolled, including full-time and part-time students, international students, and those auditing a course. To verify if you are enrolled in the Health & Dental Plan, check your fee statement and look for the “AMS med/dent fee” line item. You can do this online through the Student Services Portal at ssc.adm.ubc.ca.

What is covered, how much is the annual fee, and what is the coverage period?

Your annual coverage includes health, dental, vision, and travel:

 Annual fee  Coverage Period
 For students starting in September  $227.04  September 1, 2016 – August 31, 2017
 For students starting in January  $151.36  January 1, 2017 – August 31, 2017
What if I already have health and dental coverage?

If you’re covered by another extended plan (i.e. parent or spouse’s employee plan), you can combine both plans to maximize your overall coverage and reduce or eliminate out-of-pocket expenses. You may also choose to opt out of the AMS/GSS Plan and have the fee reversed from your student account. All opt outs must be completed within the Change-of-Coverage Period (see above) or within three weeks of your registration date, whichever is later. If it is your first time opting out, you will need to provide proof of other health and dental coverage. Visit ihaveaplan.ca and follow the on-screen instructions for opting out.

Can I enroll my spouse or dependents?

Students have the option of enrolling their spouse or dependants by completing an enrolment process and paying an additional fee. Common law and same-sex couples are eligible. Visit ihaveaplan.ca and follow the on-screen instructions for enrolments.

Mandatory Health Insurance for new International Students (iMED)

iMED is the mandatory basic health insurance program the University provides for new international students. All new international students are automatically enrolled in the iMED plan, which provides coverage for the three-month waiting period for BC MSP or for the entire length of a one-term exchange. Medical benefits include emergency hospitalization and medical services for an unexpected sickness or injury.

Once you register for your first class, a fee of $150 (for all students except one-term exchange students, for whom the fee is $213) will appear on your student account and your card will be sent to you via email; print it and keep it with you at all times.

For more details about the iMED policy, please visit the iMED website.